dezembro 04, 2019

Tips to budget for the Holidays

 

01
The key to sticking to your budget starts with setting one. Set a spending limit, either for all the gifts you going to buy, per family, or per person.

02
Make a list and stick to it. It can be hard to do when you see the perfect scarf for Mom or a great tie for Grandpa, but try! If you've already spent your limit on that person, stick to it.

03
For big families or groups of friends, suggest a Secret Santa or gift exchange. This way, everyone gets a gift, but you don't have to break the bank.

04
DIY your gifts. Can you draw or paint? Are you crafty? Create gifts for your family and friends.

05
There are always sales and specials during the holidays. Take same time to shop the best deals to save some money.



by Atlantic Bay Mortgage Group


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